:root{color:#17323e;font-synthesis:none;--ink:#102e3c;--muted:#65767d;--line:#dce4e3;--teal:#166657;--paper:#fff;--mint:#dcf1e9;--radius:18px;background:#f8f9f6;font-family:Inter,Segoe UI,PingFang SC,Microsoft YaHei,sans-serif;line-height:1.7}*{box-sizing:border-box}body{margin:0}a{color:inherit;text-decoration:none}a:hover{color:var(--teal)}button,input,select{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button{cursor:pointer}img,svg{max-width:100%}h1,h2,h3,p{margin-top:0}h1,h2,h3{letter-spacing:-.025em;line-height:1.35}p{color:var(--muted)}h1{font-size:clamp(2rem,4.5vw,3.65rem);font-weight:700}h2{font-size:clamp(1.45rem,2.5vw,2rem)}h3{font-size:1.15rem}ul{padding-left:1.2rem}li{margin:.3rem 0}[hidden]{display:none!important}:focus-visible{outline-offset:5px;border-radius:4px;outline:3px solid #169b81}.container{width:min(1200px,100% - 64px);margin-inline:auto}.section{padding-block:80px}.section-tight{padding-top:16px}.section-bottom{padding-bottom:90px}.eyebrow{letter-spacing:.16em;color:var(--teal);margin-bottom:18px;font-size:.72rem;font-weight:700;display:block}.button{background:var(--ink);color:#fff;border:1px solid #0000;border-radius:8px;justify-content:center;align-items:center;gap:28px;min-height:48px;padding:15px 24px;font-size:.93rem;font-weight:600;transition:background .15s;display:inline-flex}.button:hover{color:#fff;background:#215365}.button-light{color:var(--ink);background:#fff}.button-light:hover{background:var(--mint);color:var(--ink)}.button-small{gap:20px;min-height:42px;padding:10px 17px;font-size:.82rem}.text-link{color:var(--teal);align-items:center;gap:15px;font-weight:600;display:inline-flex}.tag{color:var(--teal);background:#edf3f0;border-radius:5px;padding:3px 10px;font-size:.73rem;font-weight:600;display:inline-block}.skip-link{z-index:5;background:#fff;padding:15px;position:absolute;top:-100px;left:20px}.skip-link:focus{top:10px}.sr-only{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;padding:0;position:absolute;overflow:hidden}.site-header{border-bottom:1px solid var(--line);background:#f8f9f6f7}.header-inner{justify-content:space-between;align-items:center;gap:28px;min-height:86px;display:flex}.brand{letter-spacing:-.07em;white-space:nowrap;color:var(--ink);align-items:center;font-size:1.55rem;font-weight:800;display:inline-flex}.brand-bx{color:var(--teal)}.brand-symbol{background:var(--ink);color:#fff;letter-spacing:-4px;border-radius:9px;justify-content:center;align-items:center;width:36px;height:36px;margin-right:11px;padding-right:4px;font-size:21px;display:inline-flex}.brand-symbol span{color:#9dd9c6;font-size:18px}.site-header nav{color:#4c626b;align-items:center;gap:30px;font-size:.85rem;display:flex}.site-header nav a{padding:12px 0}.site-header nav a[aria-current=page]{color:var(--teal);box-shadow:0 2px var(--teal)}.hero{grid-template-columns:1.07fr 1fr;align-items:center;gap:64px;padding-top:74px;padding-bottom:76px;display:grid}.hero-copy .eyebrow{letter-spacing:.08em;margin-bottom:25px}.live-dot{vertical-align:middle;background:#44ad89;border-radius:50%;width:7px;height:7px;margin-right:8px;display:inline-block}.hero h1{letter-spacing:-.06em;margin-bottom:22px;font-size:clamp(2.7rem,5.1vw,4.3rem);line-height:1.23}.accent-text{color:var(--teal)}.hero-lead{color:#3f5963;margin-bottom:17px;font-size:1.07rem}.hero-description{max-width:450px;font-size:.92rem;line-height:1.9}.hero-actions{flex-wrap:wrap;align-items:center;gap:26px;margin-top:29px;display:flex}.hero-footnote{color:#7c8d91;margin-top:25px;margin-bottom:0;font-size:.68rem}.hero-visual{color:#edf9f5;background:#102f3e;border-radius:22px;min-height:455px;padding:32px 34px;position:relative;overflow:hidden;box-shadow:0 24px 42px -25px #36505980}.visual-grid{background-image:linear-gradient(#fff04d06 1px,#0000 1px),linear-gradient(90deg,#ffffff07 1px,#0000 1px);background-size:40px 40px;position:absolute;inset:0}.visual-orbit{border:1px solid #376271;border-radius:50%;width:450px;height:450px;position:absolute;top:-92px;right:-230px}.orbit-two{border-color:#2e6471;width:330px;height:330px;top:-33px;right:-170px}.visual-top{letter-spacing:.11em;color:#a1bfc9;justify-content:space-between;gap:15px;font-size:.6rem;display:flex;position:relative}.visual-title{letter-spacing:.02em;margin-top:38px;font-size:2.25rem;font-weight:600;line-height:1.6;position:relative}.visual-plus{color:#97d5c0;margin-left:15px;font-size:3rem;font-weight:300}.visual-facts{gap:65px;margin-top:33px;display:flex;position:relative}.visual-facts div{flex-direction:column;display:flex}.visual-facts strong{letter-spacing:-.08em;color:#c3ebdb;font-size:3rem;font-weight:500;line-height:1.2}.visual-facts span{color:#a6c0ca;margin-top:7px;font-size:.68rem}.visual-status{z-index:1;color:#9ebbc4;border-top:1px solid #487078;align-items:center;padding-top:15px;font-size:.58rem;display:flex;position:absolute;bottom:22px;left:34px;right:34px}.visual-status>span:last-child{margin-left:auto}.skyline{opacity:.3;stroke:#a3d4c4;stroke-width:1.2px;width:260px;position:absolute;bottom:53px;right:0}.scope-strip{border-block:1px solid var(--line);background:#eff3f0}.scope-strip .container{align-items:center;gap:32px;padding-block:24px;font-size:.78rem;display:flex}.scope-strip .eyebrow{margin:0}.scope-strip strong{font-size:1rem;font-weight:650}.scope-strip a{color:var(--teal);margin-left:auto}.scope-strip span:not(.eyebrow){color:var(--muted)}.section-heading{justify-content:space-between;align-items:end;gap:30px;margin-bottom:33px;display:flex}.section-heading h2{margin:0}.section-heading p{max-width:330px;margin:0;font-size:.88rem}.section-heading .eyebrow{margin-bottom:12px}.steps{grid-template-columns:repeat(3,minmax(0,1fr));gap:34px;display:grid}.steps article{border-top:1px solid #bfcfca;padding:22px 6px}.step-number{color:#72958b;margin-bottom:23px;font-size:.8rem;display:block}.steps h3{margin-bottom:12px}.steps p{max-width:300px;font-size:.88rem;line-height:1.9}.steps a{color:var(--teal);font-size:.83rem;font-weight:600}.product-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:23px;display:grid}.product-card{border:1px solid var(--line);border-radius:var(--radius);background:#fff;flex-direction:column;min-width:0;padding:25px;transition:box-shadow .15s;display:flex}.product-card:hover{box-shadow:0 10px 28px #213e4910}.card-top{justify-content:space-between;align-items:center;gap:12px;margin-bottom:23px;display:flex}.verified-dot{color:#6c8179;font-size:.65rem}.verified-dot:before{content:"✓";color:#2b8368;margin-right:4px}.insurer{letter-spacing:.06em;margin-bottom:8px;font-size:.58rem}.product-card h3{min-height:3.3em;margin-bottom:23px;font-size:1.08rem;line-height:1.55}.card-facts{margin:0;font-size:.78rem}.card-facts div{border-bottom:1px solid #eef1f0;grid-template-columns:76px 1fr;gap:10px;padding:10px 0;display:grid}.card-facts dt{color:var(--muted)}.card-facts dd{text-align:right;overflow-wrap:anywhere;margin:0}.card-note{color:#7b8b90;margin:15px 0 20px;font-size:.66rem;line-height:1.7}.card-link{color:var(--teal);justify-content:space-between;align-items:center;margin-top:auto;padding-top:8px;font-size:.82rem;font-weight:600;display:flex}.guide-banner{background:var(--ink);color:#fff;border-radius:20px;justify-content:space-between;align-items:center;gap:25px;padding:42px 46px;display:flex}.guide-banner h2{margin-bottom:12px}.guide-banner p{color:#a9c3cc;margin:0;font-size:.88rem}.guide-banner .eyebrow{color:#98cfb8}.contact-panel{border-top:1px solid var(--line);grid-template-columns:1.5fr 1fr;gap:50px;padding-top:40px;display:grid}.contact-panel h2{font-size:1.45rem}.contact-panel p{max-width:650px;font-size:.84rem}.contact-entry{color:#6c8179;text-align:center;border:1px dashed #b5c7bf;border-radius:10px;flex-direction:column;justify-content:center;align-items:center;padding:25px;font-size:.84rem;display:flex}.contact-entry p{overflow-wrap:anywhere}.page-heading{padding-top:62px;padding-bottom:45px}.page-heading h1{margin-bottom:20px}.page-heading>p{max-width:750px;font-size:.98rem;line-height:1.9}.page-heading .text-link{font-size:.87rem}.library-bar{justify-content:space-between;gap:20px;padding-bottom:25px;display:flex}.library-bar>span{color:var(--muted);font-size:.76rem}.count-badge{background:var(--mint);border-radius:20px;margin-left:8px;padding:0 9px;font-size:.75rem;display:inline-block}.breadcrumb{color:var(--muted);margin-bottom:27px;font-size:.82rem;display:inline-block}.detail-kicker{letter-spacing:.1em;color:var(--muted);align-items:center;gap:16px;margin-bottom:17px;font-size:.65rem;display:flex}.product-title{max-width:850px;font-size:clamp(1.9rem,3.6vw,3rem)}.detail-layout{grid-template-columns:minmax(0,2.15fr) minmax(0,1fr);gap:34px;display:grid}.fact-sections{min-width:0}.fact-section{border:1px solid var(--line);background:#fff;border-radius:14px;margin-bottom:23px;padding:30px}.fact-section h2{font-size:1.4rem}.currency-list{flex-wrap:wrap;gap:12px;display:flex}.currency-chip{background:var(--mint);color:var(--teal);border-radius:7px;padding:8px 18px;font-weight:650}.notice-small{font-size:.82rem}.condition-list{color:var(--muted);font-size:.86rem}.rule-list{flex-direction:column;display:flex}.rule{border-top:1px solid var(--line);grid-template-columns:125px minmax(0,1fr);gap:17px;padding:18px 0;font-size:.85rem;display:grid}.rule ul{overflow-wrap:anywhere;color:#516c77;margin:0}.rule p{margin:0;font-size:.8rem}.provenance{border-top:1px solid var(--line);margin-top:20px;padding-top:15px;font-size:.77rem}.provenance summary{cursor:pointer;color:var(--teal)}.provenance dl{overflow-wrap:anywhere;color:var(--muted)}.provenance dt{color:var(--ink);margin-top:10px}.provenance dd{margin-left:0;font-family:inherit}.detail-aside{background:#eaf1ed;border-radius:15px;align-self:start;padding:29px}.detail-aside h2{font-size:1.35rem}.detail-aside p{font-size:.83rem;line-height:1.9}.detail-aside .button{width:100%;margin-top:15px}.detail-aside .text-link{margin-top:18px;font-size:.83rem}.match-layout{grid-template-columns:minmax(0,2.35fr) minmax(0,1fr);align-items:start;gap:28px;display:grid}.filter-form{border:1px solid var(--line);background:#fff;border-radius:18px;padding:30px}.form-title{justify-content:space-between;align-items:center;gap:20px;margin-bottom:28px;display:flex}.form-title h2{margin:0;font-size:1.35rem}.form-title span{color:var(--muted);font-size:.72rem}.form-grid{grid-template-columns:repeat(6,minmax(0,1fr));gap:25px 18px;display:grid}.form-grid>label{grid-column:span 2}.form-grid>fieldset{grid-column:span 3}label,legend{font-size:.84rem;font-weight:600;display:block}label small{color:var(--muted);margin-top:6px;font-size:.66rem;font-weight:400;line-height:1.6;display:block}input,select{width:100%;color:var(--ink);background:#fcfdfa;border:1px solid #cbd7d3;border-radius:6px;min-width:0;min-height:47px;margin-top:8px;padding:12px 11px;font-size:.86rem}fieldset{border:0;min-width:0;margin:0;padding:0}fieldset label:not(.sr-only){margin-top:13px;font-size:.75rem}legend{padding:0}.form-note{background:#f3f6f2;border-radius:7px;margin-top:26px;padding:17px;font-size:.76rem}.form-note p{margin:5px 0 0}.form-actions{align-items:center;gap:26px;margin-top:25px;display:flex}.button-reset{color:var(--muted);background:0 0;border:0;padding:12px;font-size:.84rem}.privacy-note{margin:17px 0 0;font-size:.7rem}.match-aside{background:var(--ink);color:#fff;border-radius:18px;padding:28px}.match-aside .eyebrow{color:#9bd6bd}.match-aside h2{margin-bottom:28px;font-size:1.4rem}.match-aside>div{border-top:1px solid #355361;align-items:start;gap:15px;padding:18px 0;display:flex}.match-aside>div span{color:#8aabae;font-size:.7rem}.match-aside p{color:#c1d3d6;margin:0;font-size:.8rem}.match-aside a{color:#a9d7c4;margin-top:19px;font-size:.77rem;display:inline-block}.query-summary{border-block:1px solid var(--line);padding:15px 0;font-size:.83rem}.empty-state{color:#3e5a60;background:#edf3ed;border:1px dashed #adc4b8;border-radius:12px;padding:30px;font-size:.95rem}.result-card h3{min-height:0;margin-top:20px}.result-card p,.result-card li{font-size:.82rem}.result-card>.tag{align-self:start}.result-card ul{color:var(--muted);margin-top:0}.unknown-section{margin-top:45px}.unknown-section>h2{margin-bottom:10px;font-size:1.4rem}.unknown-section>p{font-size:.87rem}.unknown-section .product-card{background:#f3f5f2}.result-cta{color:var(--ink);margin-top:35px;font-size:.92rem}.result-disclaimer{border-top:1px solid var(--line);padding-top:20px}#form-error{color:#a33f2d;margin-top:20px;font-size:.85rem}.prose{font-size:.97rem;line-height:1.95}.prose h2{margin-top:36px;font-size:1.5rem}.prose h2:first-child{margin-top:0}.prose p,.prose li{color:#586f77}.narrow{max-width:850px}.prose-grid{grid-template-columns:minmax(0,2.2fr) minmax(0,1fr);gap:65px;display:grid}.guide-side{background:#eaf1ed;border-radius:16px;align-self:start;padding:28px}.guide-side h2{font-size:1.35rem}.guide-side p{font-size:.85rem}.guide-side a{color:var(--teal);font-size:.85rem}.notice{background:#eff5ee;padding:25px}.site-footer{border-top:1px solid var(--line);background:#edf1ed;padding:42px 0 25px}.footer-top{justify-content:space-between;align-items:start;gap:30px;margin-bottom:27px;display:flex}.footer-top p{margin:10px 0;font-size:.8rem}.footer-links{gap:30px;padding-top:12px;font-size:.8rem;display:flex}.disclaimer{color:#6a7d82;font-size:.72rem;line-height:1.95}.footer-bottom{color:#73888b;border-top:1px solid #d4dfd9;justify-content:space-between;gap:20px;margin-top:25px;padding-top:18px;font-size:.65rem;display:flex}@media (width>=1500px){.hero{padding-top:95px;padding-bottom:95px}}@media (width<=1000px){.header-inner{gap:20px}.site-header nav{gap:19px}.header-cta{display:none}.hero{gap:32px}.hero-visual{min-height:430px;padding:26px}.visual-title{font-size:1.9rem}.visual-top{font-size:.5rem}.visual-facts{gap:45px}.hero-actions{gap:18px}.scope-strip .container{flex-wrap:wrap;gap:14px 24px}.scope-strip a{margin-left:0}.product-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.match-layout{grid-template-columns:1fr}.match-aside{display:none}.detail-layout{grid-template-columns:minmax(0,2fr) minmax(0,1fr)}.prose-grid{gap:32px}.section-heading{align-items:start}.contact-panel{gap:25px}}@media (width<=680px){.container{width:calc(100% - 36px)}.header-inner{flex-wrap:wrap;justify-content:center;gap:6px;padding-block:15px 6px}.brand{font-size:1.4rem}.brand-symbol{width:31px;height:31px;font-size:19px}.site-header nav{justify-content:space-between;gap:10px;width:100%;font-size:.75rem}.site-header nav a{padding-block:10px}.hero{grid-template-columns:1fr;gap:35px;padding-top:38px;padding-bottom:38px}.hero h1{font-size:2.8rem}.hero-lead{font-size:.93rem}.hero-description{font-size:.85rem}.hero-footnote{font-size:.62rem}.hero-visual{min-height:375px;padding:25px}.visual-title{margin-top:25px;font-size:2rem}.visual-facts{margin-top:23px}.visual-facts strong{font-size:2.5rem}.visual-top{font-size:.54rem}.visual-status{left:25px;right:25px}.skyline{width:240px}.scope-strip .container{gap:10px 20px;padding-block:20px}.scope-strip .eyebrow{font-size:.62rem}.scope-strip strong{font-size:.92rem}.scope-strip span:not(.eyebrow){font-size:.71rem}.scope-strip a{font-size:.73rem}.section{padding-block:44px}.section-heading{margin-bottom:23px;display:block}.section-heading p,.section-heading>.text-link{margin-top:16px;font-size:.84rem;display:block}.steps{grid-template-columns:1fr;gap:5px}.steps article{grid-template-columns:40px 1fr;column-gap:9px;padding:18px 0;display:grid}.step-number{grid-row:span 3;margin:0;padding-top:4px}.steps h3{margin-bottom:9px}.steps p{max-width:none;margin-bottom:12px}.product-grid{grid-template-columns:1fr;gap:18px}.product-card{padding:23px}.product-card h3{min-height:0}.card-top{margin-bottom:19px}.card-facts{font-size:.82rem}.card-note{font-size:.72rem}.guide-banner{padding:28px;display:block}.guide-banner .button{margin-top:23px}.guide-banner h2{font-size:1.5rem}.contact-panel{grid-template-columns:1fr;gap:15px;padding-top:28px}.contact-panel h2{font-size:1.3rem}.contact-entry{padding:22px;font-size:.78rem}.page-heading{padding-top:35px;padding-bottom:23px}.page-heading>p{font-size:.88rem}.library-bar{align-items:center;font-size:.82rem}.library-bar>span{font-size:.63rem}.section-tight{padding-top:14px}.detail-layout{grid-template-columns:1fr}.fact-section{padding:23px}.rule{grid-template-columns:1fr;gap:8px}.rule strong{font-size:1rem}.detail-aside{padding:24px}.product-title{font-size:1.85rem}.prose-grid{grid-template-columns:1fr;gap:25px}.prose{font-size:.89rem}.prose h2{font-size:1.3rem}.form-title{display:block}.form-title span{margin-top:9px;display:block}.filter-form{padding:22px}.form-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:22px 15px}.form-grid>label,.form-grid>fieldset{grid-column:span 1}.form-grid>label:first-child,.form-grid fieldset{grid-column:span 2}.form-actions{flex-wrap:wrap;gap:10px}.form-actions .button{width:100%;font-size:.87rem}.form-actions .button-reset{margin:auto}.form-note{font-size:.73rem}.footer-top{display:block}.footer-links{flex-wrap:wrap;gap:22px;margin-top:18px;font-size:.76rem}.footer-bottom{font-size:.62rem;display:block}.footer-bottom span{margin-bottom:8px;display:block}.disclaimer{font-size:.67rem}.narrow{width:calc(100% - 36px)}.section-bottom{padding-bottom:45px}}@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}
